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Essentially, community organizations who qualify as "senior living communities" may receive tax credits or other incentives in exchange for offering dwellings and hoet required by senior residents.

And for this reason, there are legal limitations on the allowable age of the residents. According to HUD regulations, in a senior living community defined as "and-Older," all residents including spouses must be 62 years of age or older.

This means that no children are allowed to live there, whether or not the seniors are legal guardians. These rules are quite stringent with only one exception allowed—residents under the age of 62 are allowed if they have legally recognized handicaps.

The HUD rules in a senior community defined as "and-Older," says that in any given apartment, at least one resident must be at least 55 years of age or older. This means that such communities may allow children as residents under the legal guardianship of the senior adult.

While the HUD policy regarding senior living communities is essentially a form of reverse age discrimination—in this case sdnior favor of older residents—all other requirements of the Federal Fair Housing Act must be complied with. This regulation was intended so that landlords could keep units rented even in situations where there was insufficient demand from seniors.

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A and-older community may choose to not allow rentals to anyone under 55 if they choose and if it is a published policy of the housing community. For seniors wishing to avoid a community with children, a and-older community may still be an option, provided the community policy is consistent with your wishes.

A and-older senior living community may treat families with children differently, such as restricting children's access to some of the facilities and benefits allowed to and-older residents. That ability can useful, St-Jean-de-Matha make sure you know all of the rules and drawbacks before you decide to use it.

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Matt specializes in writing about bank stocks, REITs, and personal finance, but he loves any investment hoxt the right price. Follow me on Twitter to keep up with all of the best financial coverage!

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