Whats easier to get a personal loan or business loan

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Whats easier to get a personal loan or business loan

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Whats easier to get a personal loan or business loan

SoFi has the lowest fees we saw, but it has stricter eligibility requirements than many of the other lenders we reviewed. SoFi looks at your credit, employment and education history to determine if you qualify for one of its loans.

You must currently be employed to qualify for a loan from this lender, and quick loan application form must have graduated from a Title IV accredited university that meets SoFis requirements. If you do qualify, however, the company doesnt charge many of the fees that other lenders do, and the fees it charges are lower than the other lenders we reviewed.

Applying for a personal loan online in many cases is simple. The initial application process may only take a few minutes. Information varies from lender to lender, but you'll most likely be asked to provide your address, employment status, estimated credit rating, Social Security number and income information. You may also be asked to provide further supporting documentation such as proof of income and your address.

This basic information helps the lender or broker determine whether you are a good candidate for a loan.

Whats easier to get a personal loan or business loan